This cottage sits on a private island in Hammond, New York. The lot measures 0.25 acres in the Chippewa Bay area of the 1000 Islands along the St. Lawrence River. Built in 2003, the house has three bedrooms and two bathrooms across 1,800 square feet. It comes fully furnished and ready for use, so someone could move in and start spending time on the water right away. The island location works for people who want a simple waterfront base with boat and fishing access nearby.
Property Details
- 3 bedrooms
- 2 bathrooms (1 full, 1 half)
- 1,800 square feet
- 0.25 acre lot
- Built in 2003
- Single-family cottage
- Island location on St. Lawrence River
- 400 feet of water frontage
- Metal roof and shingle siding
- Septic system and river-drawn water
Condition and Opportunity
The house was built in 2003 and shows as new and high quality throughout. All furniture is included and stays high-end, so the place is fully turn-key. No major work or repairs are needed. This setup suits someone who wants a low-maintenance country home on the water. You can focus on river time instead of projects. The maintenance-free design and complete furnishings make daily life straightforward for weekend stays or longer visits.
Interior and Layout Potential
The open floor plan includes vaulted pine tongue-and-groove ceilings and laminate flooring. The kitchen has stainless steel appliances, custom hickory cabinetry, leather granite countertops, and a portable butcher block island. Bathrooms feature granite vanities, and the main bath has a walk-in ceramic tiled shower. A sleeping loft and main-level laundry room add flexible space. Cathedral ceilings keep the rooms open. This layout supports everyday living with an eat-in kitchen and storage room while keeping everything on one and a half levels for easy movement.
Land and Outdoor Space
The 0.25-acre island is fully surrounded by a new 400-foot native stone seawall. A covered porch holds patio furniture, and an open deck faces the water. Marvin windows and the standing-seam metal roof handle the riverside weather. The lot size is compact yet private. You can step outside to the deck or porch and stay connected to the river. The seawall protects the edge, and the island setting gives direct water access for boats without needing extra land.
Location and Lifestyle
The property sits in the Chippewa Bay section of the 1000 Islands on the St. Lawrence River. Windows look out to the water and nature, with distant freighter views as well. The area is known for fishing and boating. Access stays easy for mainland buyers. Life here centers on the river rather than town routines. This rural property fits people who want quiet waterfront days and simple outdoor time on their own island.
Final Thoughts
This cottage on a private 0.25-acre island offers a ready waterfront setup in Hammond. The three-bedroom layout, updated kitchen, and outdoor spaces support relaxed river living. Everything is in place for someone seeking a turn-key place with boat and fishing options close by. The combination of island privacy and practical features makes it a straightforward choice for water-focused days.
If you’re interested in learning more about this property, please contact the listing agent through the Zillow link provided below the photos.












Listed on Zillow.
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